Let's chat about virtual cards and why they're super important for media buyers - from explaining what they are to helping you pick the best one for your needs!

VIRTUAL CARDS at your fingertips

In a world where convenience reigns supreme, traditional banking systems are being challenged by the rise of virtual solutions. Enter the virtual credit card – a digital alternative to the plastic cards we've grown accustomed to. Let's dive into what exactly a virtual credit card is and why they're a top pick for digital marketing pros.
What is a Virtual Card?
A virtual credit card is exactly what it sounds like – a credit card that exists exclusively in digital form. Instead of receiving a physical card made of plastic, users are issued a set of card details – typically a card number, expiration date, and security code – that can be used for online transactions just like a traditional card.

How to Use a Virtual Card

Using a virtual credit card is as straightforward as using a physical one. When making an online purchase, simply enter the provided card details, and the transaction will be processed like any other payment.

The difference? They can be issued instantly, are more secure in protecting your identity online, and they work like a charm on tricky platforms like Meta. It's a game-changer for media buyers, for sure!

What is the Difference Between a Virtual and a Physical Card

The primary difference lies in the delivery method and associated features. Traditional banks often lag behind modern fintech companies in terms of speed and convenience.

With virtual card companies, you get your card right away, can customise security settings, and see all the fine print up front – perfect for young professionals who want fast and secure money moves. Plus, specialists in media buying and traffic arbitrage love virtual cards for how easy and quick they are to issue.

Different Types of Virtual Cards

Virtual Prepaid Cards
Digital Wallets
Virtual prepaid cards are pretty convenient because they're loaded with a fixed amount and can be used multiple times for a certain period as long as there's money left on them. Typically, you can't top them up, though.
Digital cards are like virtual cards you keep in your digital wallet. They're usually stored in a digital crypto wallet along with your crypto and assets on the blockchain. Depending on the platform, you can use them for online purchases.

Virtual Credit Cards
Just like a regular credit card, virtual credit cards come with a set spending limit and expiration date. You can add money to these virtual cards and use the funds, along with using credit, and then pay back what you owe later.
Virtual Debit Cards
Virtual debit cards are just like regular debit cards, but you can't hold them. You can use them for online purchases by using the provided details. It's pretty simple - get the card, add some funds, and you're good to spend!

Where to Get a Virtual Credit Card?

Several payment providers offer virtual credit cards, but not all are created equal. Some may charge for card issuance, impose hidden fees, or limit functionality. It's essential to carefully review the terms and conditions before choosing a provider.

One standout option is Lamanche Payments, offering transparent fee structures, trusted BINs for major card networks, and innovative features like cryptocurrency top-ups and team collaboration capabilities.

So, What Makes our Cards Stand Out?

  • Transparent Fee System
    The issuance and maintenance of cards comes free of charge. The only fee that applies is a small commission of 3%-4.5% on top-ups, with no additional penalties. There is a minimum deposit of $500, but in return, you’ll get unlimited free cards, personalised service from their own manager, and free entry to events such as poker tournaments - We hosted one in June by the way! 🤩
  • Trusted BINs
    We've got you covered with reliable and trusted BINs for Visa, Mastercard, and UnionPay. Unlike other payment providers that come out with new BINs when an old one stops working, we work directly with the bank to get our BINs back up and running when an issue arises, so all our BINs are always working and we’re currently working on adding new GEOs to make sure your ads run smoothly. Keep an eye out for those updates!
  • Convenient Crypto Top-Up
    Embracing the future of finance, Lamanche allows for convenient top-ups using cryptocurrencies, catering to users invested in digital assets. When you sign up, you automatically get a wallet in USDT TRC20 and ERC20. But if you need to, you can also create wallets for TRX, ETH, USDC, LINK, and YFI.
  • Control 3DS
    You have the option to toggle 3D Secure authentication on or off for each card separately, adding an extra layer of security. It's super easy to make changes whenever you want from the hub, giving you the flexibility you need!
  • Teamwork Capabilities
    Great for media teams of any size, Lamanche allows you to set up your own team hub with one main user and additional sub users. The main user has the power to manage all the cards, assign them, and move funds around internally between the cards.
  • Telegram Integration
    By default, you receive OTPs to your email address and 3DS codes in your hub, but you have the option to customise this. OTP codes can be customised to be received via Telegram or SMS, while 3DS codes can be configured to be received through Telegram. The choice is yours!

Overall Benefits of Virtual Cards

Let's wrap this up with a quick list of benefits virtual credit cards offer:

  • Instant Issuance: Say goodbye to waiting days for a physical card to arrive – virtual cards are issued instantly upon application.

  • Better Tracking: Detailed transaction histories and spending reports make it easier to track expenses and manage finances effectively.

  • Security: With features like OTP codes, 3D Secure and spending limits, virtual cards offer enhanced protection against fraud and unauthorised transactions.